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    • **Insurance Defense

     What is an Insurance Investigator?

    An Insurance Investigator is a blanket term for an Investigator that specializes in investigating insurance fraud. The term Fraud Investigator can also be used in place of Insurance Investigator. The majority of Private Investigators get most of their business from insurance companies by investigating their suspected fraudulent claims. So, a PI could be referred to as an Insurance Investigator or Fraud Investigator. More often, the term Insurance Investigator is referring to an employee of the insurance company whose role it is to investigate possible insurance fraud.

    The majority of insurance fraud work will be completed by a private Investigator who receives a contract from an insurance agency regarding a suspected fraudulent insurance claim. Sometimes the SIU Investigator will include an in-house cyber investigation report with the contract. However, it is common for PI agencies to be tasked with completing a cyber investigation report on the subject of the insurance investigation. The field work involved with insurance fraud will often be surveillance. As mentioned before, insurance employees will almost never perform field work. This is left to the Private Investigator. After successfully performing an investigation on the subject, the PI agency will give their evidence and report to the Insurance Company, Third Party Administrator or SIU to further their investigation.